/* ==========================================================================
   AURA CAPITAL — Design system
   Polices : Archivo (titres) / Raleway (texte)
   ========================================================================== */

:root {
  --navy: #0A163A;
  --navy-2: #13235A;
  --green-dark: #043C2D;
  --green: #0F8B5F;
  --green-bright: #18A874;
  --green-light: #4FD1A1;
  --green-soft: #E8F6F0;
  --blue: #0F8B5F;               /* liens (pages légales) */
  --ink: #16202E;
  --grey-dark: #55606E;
  --grey: #8A94A3;
  --line: #E3E8EE;
  --bg-soft: #F5F8F7;
  --white: #FFFFFF;
  --danger: #C62D3A;
  --danger-soft: #FDECEE;

  --font-head: 'Archivo', 'Helvetica Neue', Arial, sans-serif;
  --font-body: 'Raleway', 'Helvetica Neue', Arial, sans-serif;

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;
  --shadow-sm: 0 2px 8px rgba(10, 22, 58, .06);
  --shadow: 0 12px 34px rgba(10, 22, 58, .10);
  --shadow-lg: 0 24px 60px rgba(10, 22, 58, .18);
  --header-h: 78px;
  --ease: cubic-bezier(.2, .7, .2, 1);
}

/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
body.nav-scroll-lock { overflow: hidden; }
img, svg { max-width: 100%; display: block; }
svg { flex-shrink: 0; }
a { color: inherit; text-decoration: none; transition: color .2s; }
p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }
ul { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4 {
  font-family: var(--font-head);
  color: var(--navy);
  line-height: 1.15;
  margin: 0 0 .6em;
  font-weight: 800;
  letter-spacing: -.01em;
}
h2 { font-size: clamp(1.4rem, 2.4vw, 1.9rem); }
h3 { font-size: 1.2rem; }
h4 { font-size: 1.05rem; }
button, input, select, textarea { font: inherit; color: inherit; }
[hidden] { display: none !important; }
:focus-visible { outline: 3px solid var(--green-light); outline-offset: 2px; }

.container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.accent { color: var(--green); }

/* Pages légales (h2/p directs dans .section > .container) */
.section > .container > h2 { margin-top: 1.8em; font-size: 1.35rem; }
.section > .container > h2:first-child { margin-top: 0; }
.section > .container > p { color: var(--grey-dark); }
.section > .container > ul { list-style: disc; padding-left: 1.3em; color: var(--grey-dark); margin-bottom: 1em; }

/* ---------- Boutons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 28px;
  font-family: var(--font-head); font-weight: 700; font-size: .95rem; line-height: 1.2;
  border-radius: 999px; border: 2px solid transparent;
  cursor: pointer; text-align: center; white-space: nowrap;
  transition: background .25s var(--ease), color .25s, border-color .25s, transform .25s var(--ease), box-shadow .25s;
}
.btn:hover { transform: translateY(-2px); }
.btn:disabled { opacity: .6; cursor: wait; transform: none; }
.btn-primary { background: var(--green); color: var(--white); box-shadow: 0 8px 20px rgba(15, 139, 95, .28); }
.btn-primary:hover { background: var(--green-dark); }
.btn-white { background: var(--white); color: var(--navy); }
.btn-white:hover { background: var(--green-soft); color: var(--green-dark); }
.btn-outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-outline-light { background: transparent; color: var(--white); border-color: rgba(255, 255, 255, .6); }
.btn-outline-light:hover { background: var(--white); color: var(--navy); border-color: var(--white); }
.btn-sm { padding: 10px 20px; font-size: .88rem; }
.btn-lg { padding: 17px 34px; font-size: 1rem; }
.btn-block { width: 100%; }
.section-head + .btn, .split-block .btn { margin-top: 10px; }

/* ---------- Eyebrow ---------- */
.eyebrow {
  font-family: var(--font-head); font-weight: 700; font-size: .78rem;
  letter-spacing: .14em; text-transform: uppercase;
  color: var(--green); margin: 0 0 14px;
}
.eyebrow-light { color: var(--green-light); }

/* ---------- En-tête ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--line);
  transition: background .3s, box-shadow .3s, border-color .3s;
}
.site-header.is-transparent {
  position: fixed; left: 0; right: 0;
  background: transparent; border-bottom-color: transparent;
}
.site-header.is-scrolled,
.site-header.is-transparent.is-scrolled,
.site-header.is-transparent.nav-open {
  background: var(--white); border-bottom-color: var(--line); box-shadow: var(--shadow-sm);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; height: var(--header-h); }

.logo { display: inline-flex; align-items: center; flex-shrink: 0; }
.logo-word-img { height: 34px; width: auto; }
.logo-white { display: none; }
.site-header.is-transparent:not(.is-scrolled):not(.nav-open) .logo-color { display: none; }
.site-header.is-transparent:not(.is-scrolled):not(.nav-open) .logo-white { display: block; }

.main-nav { display: flex; align-items: center; }
.main-nav ul { display: flex; align-items: center; gap: 4px; }
.main-nav ul a {
  display: block; padding: 8px 14px; border-radius: 999px;
  font-family: var(--font-head); font-weight: 600; font-size: .93rem; color: var(--navy);
}
.main-nav ul a:hover { color: var(--green); }
.main-nav ul a.is-active { color: var(--green); background: var(--green-soft); }
.site-header.is-transparent:not(.is-scrolled):not(.nav-open) .main-nav ul a { color: var(--white); }
.site-header.is-transparent:not(.is-scrolled):not(.nav-open) .main-nav ul a:hover,
.site-header.is-transparent:not(.is-scrolled):not(.nav-open) .main-nav ul a.is-active { color: var(--white); background: rgba(255, 255, 255, .14); }
.nav-cta { display: none; }

.header-actions { display: flex; align-items: center; gap: 12px; }
.hamburger {
  display: none; width: 44px; height: 44px; padding: 0; border: 0; background: transparent;
  cursor: pointer; position: relative; border-radius: 10px;
}
.hamburger span {
  position: absolute; left: 11px; right: 11px; height: 2px; border-radius: 2px;
  background: var(--navy); transition: transform .3s var(--ease), opacity .2s, top .3s var(--ease);
}
.hamburger span:nth-child(1) { top: 15px; }
.hamburger span:nth-child(2) { top: 21px; }
.hamburger span:nth-child(3) { top: 27px; }
.hamburger.is-open span:nth-child(1) { top: 21px; transform: rotate(45deg); }
.hamburger.is-open span:nth-child(2) { opacity: 0; }
.hamburger.is-open span:nth-child(3) { top: 21px; transform: rotate(-45deg); }
.site-header.is-transparent:not(.is-scrolled):not(.nav-open) .hamburger span { background: var(--white); }
.nav-backdrop { display: none; }

/* ---------- Hero des pages intérieures ---------- */
.hero-banner {
  position: relative;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 55%, var(--green-dark) 100%);
  background-size: cover; background-position: center;
  color: var(--white);
  padding: clamp(70px, 10vw, 120px) 0 clamp(60px, 8vw, 100px);
  overflow: hidden;
}
.hero-banner-inner { position: relative; max-width: 860px; }
.hero-banner-title { color: var(--white); font-size: clamp(2rem, 4.6vw, 3.3rem); font-weight: 900; margin-bottom: 18px; }
.hero-banner-lead { font-size: clamp(1rem, 1.5vw, 1.15rem); color: rgba(255, 255, 255, .85); max-width: 680px; margin: 0; }

/* ---------- Hero accueil (diaporama) ---------- */
.hero-slideshow {
  position: relative; min-height: 100vh; min-height: 100svh;
  display: flex; align-items: center;
  color: var(--white); background: var(--navy); overflow: hidden;
  padding: calc(var(--header-h) + 50px) 0 70px;
}
.hero-slides { position: absolute; inset: 0; }
.hero-slide {
  position: absolute; inset: 0; background-size: cover; background-position: center;
  opacity: 0; animation: heroFade 18s infinite; transform: scale(1.06);
}
.hero-slide:nth-child(1) { animation-delay: 0s; }
.hero-slide:nth-child(2) { animation-delay: 6s; }
.hero-slide:nth-child(3) { animation-delay: 12s; }
@keyframes heroFade {
  0%   { opacity: 0; transform: scale(1.06); }
  6%   { opacity: 1; }
  33%  { opacity: 1; }
  40%  { opacity: 0; transform: scale(1); }
  100% { opacity: 0; }
}
.hero-slides::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(100deg, rgba(10, 22, 58, .92) 0%, rgba(10, 22, 58, .72) 50%, rgba(4, 60, 45, .55) 100%);
}
.hero-slideshow-inner {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); gap: 56px; align-items: center;
}
.hero-content-anim { animation: heroIn .9s var(--ease) both; }
@keyframes heroIn { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: none; } }
.hero-headline { color: var(--white); font-size: clamp(2.2rem, 5vw, 3.9rem); font-weight: 900; line-height: 1.07; margin-bottom: 22px; }
.hero-headline .accent { color: var(--green-light); }
.hero-lead-v2 { font-size: clamp(1rem, 1.4vw, 1.12rem); color: rgba(255, 255, 255, .86); max-width: 620px; margin-bottom: 30px; }
.hero-actions-v2 { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 28px; }
.hero-chips { display: flex; flex-wrap: wrap; gap: 10px; }
.hero-chips li {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 14px; border-radius: 999px;
  background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .18);
  font-size: .85rem; font-weight: 600; backdrop-filter: blur(6px);
}
.hero-chips svg { color: var(--green-light); }

.hero-sim-card {
  background: rgba(255, 255, 255, .97); color: var(--ink);
  border-radius: var(--radius-lg); padding: 30px; box-shadow: var(--shadow-lg);
  animation: heroIn .9s .2s var(--ease) both;
}
.hero-sim-row { display: flex; flex-direction: column; gap: 22px; }
.hero-sim-amount { font-family: var(--font-head); font-weight: 900; font-size: clamp(2rem, 3.4vw, 2.6rem); color: var(--navy); margin-bottom: 12px; line-height: 1.1; }
.hero-sim-col-result { display: flex; align-items: center; justify-content: space-between; gap: 14px; flex-wrap: wrap; padding-top: 18px; border-top: 1px solid var(--line); }
.hero-sim-estimate { margin: 0; color: var(--grey-dark); font-size: .95rem; }
.hero-sim-estimate strong { font-family: var(--font-head); font-size: 1.35rem; color: var(--green); }
.hero-sim-note { font-size: .74rem; color: var(--grey); margin: 16px 0 0; line-height: 1.5; }

/* ---------- Curseurs (range) ---------- */
input[type="range"] {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 8px; border-radius: 999px; margin: 8px 0;
  background: linear-gradient(90deg, var(--green-bright), var(--green)); outline: none; cursor: pointer;
  border: 0; padding: 0;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 26px; height: 26px; border-radius: 50%;
  background: var(--white); border: 4px solid var(--green); box-shadow: 0 4px 12px rgba(10, 22, 58, .25);
  cursor: grab; transition: transform .15s;
}
input[type="range"]::-webkit-slider-thumb:active { transform: scale(1.12); cursor: grabbing; }
input[type="range"]::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--white); border: 4px solid var(--green); box-shadow: 0 4px 12px rgba(10, 22, 58, .25); cursor: grab;
}
input[type="range"]::-moz-range-track { height: 8px; border-radius: 999px; background: var(--line); }
input[type="range"]::-moz-range-progress { height: 8px; border-radius: 999px; background: var(--green); }

/* ---------- Bandeau chiffres ---------- */
.trusted-by { background: var(--navy); color: var(--white); padding: 34px 0; }
.stat-strip { display: flex; flex-wrap: wrap; justify-content: center; gap: 20px 70px; text-align: center; }
.stat-strip strong { display: block; font-family: var(--font-head); font-size: 2rem; font-weight: 900; color: var(--green-light); line-height: 1.1; }
.stat-strip span { font-size: .88rem; color: rgba(255, 255, 255, .75); }

/* ---------- Partenaires ---------- */
.partner-strip { padding: 60px 0 50px; background: var(--bg-soft); border-bottom: 1px solid var(--line); }
.partner-strip-head { text-align: center; max-width: 620px; margin: 0 auto 34px; }
.partner-strip-head h2 { font-size: 1.5rem; margin-bottom: 8px; }
.partner-strip-head p { color: var(--grey-dark); }
.partner-logos { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 18px; }
.partner-logo {
  display: flex; align-items: center; justify-content: center;
  width: 190px; height: 92px; padding: 18px 24px;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  transition: box-shadow .25s, transform .25s var(--ease);
}
.partner-logo:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.partner-logo img { max-height: 52px; width: auto; object-fit: contain; filter: grayscale(1); opacity: .8; transition: filter .25s, opacity .25s; }
.partner-logo:hover img { filter: none; opacity: 1; }
.partner-strip-note { text-align: center; font-size: .75rem; color: var(--grey); margin: 26px auto 0; max-width: 700px; }

/* ---------- Sections ---------- */
.section { padding: clamp(70px, 9vw, 110px) 0; }
.section-tight { padding: clamp(50px, 6vw, 80px) 0; }
.section-head { max-width: 760px; margin-bottom: 48px; }
.section-head.center { text-align: center; margin-left: auto; margin-right: auto; }
.section-head > p:not(.eyebrow) { color: var(--grey-dark); }
.section-title { font-size: clamp(1.8rem, 3.6vw, 2.7rem); font-weight: 900; margin-bottom: 20px; }
.intro-lead { font-family: var(--font-head); font-size: clamp(1.25rem, 2.2vw, 1.65rem); font-weight: 700; line-height: 1.35; color: var(--navy); margin: 0; }

.split-block { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: clamp(32px, 5vw, 70px); align-items: center; }
.split-block.reverse > .media { order: 2; }
.split-block p:not(.eyebrow):not(.intro-lead) { color: var(--grey-dark); }
.media { position: relative; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow); background: var(--bg-soft); }
.media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }

/* ---------- Cartes motifs / avantages ---------- */
.purpose-preview-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.purpose-preview-card, .advantage-card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 32px 28px; transition: box-shadow .3s, transform .3s var(--ease), border-color .3s;
}
.purpose-preview-card:hover, .advantage-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); border-color: transparent; }
.purpose-preview-card p, .advantage-card p { color: var(--grey-dark); font-size: .95rem; margin: 0; }
.advantage-icon {
  width: 48px; height: 48px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  background: var(--green-soft); color: var(--green); margin-bottom: 20px;
}
.advantages-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }

/* ---------- Bloc sombre « why-us » ---------- */
.why-us {
  position: relative; border-radius: var(--radius-lg); overflow: hidden;
  background: var(--navy); color: var(--white);
  padding: clamp(40px, 6vw, 80px) clamp(24px, 5vw, 70px);
}
.why-us-bg { position: absolute; inset: 0; }
.why-us-bg img { width: 100%; height: 100%; object-fit: cover; }
.why-us-bg::after { content: ""; position: absolute; inset: 0; background: linear-gradient(110deg, rgba(10, 22, 58, .95) 0%, rgba(10, 22, 58, .82) 55%, rgba(4, 60, 45, .78) 100%); }
.why-us-inner { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.25fr); gap: clamp(30px, 5vw, 64px); align-items: center; }
.why-us h2 { color: var(--white); font-size: clamp(1.8rem, 3.4vw, 2.6rem); font-weight: 900; }
.why-us .lead { color: rgba(255, 255, 255, .82); font-size: 1.05rem; max-width: 560px; }
.why-features { display: grid; gap: 16px; }
.why-feature {
  display: grid; grid-template-columns: 46px 1fr; column-gap: 18px;
  padding: 22px; border-radius: var(--radius);
  background: rgba(255, 255, 255, .07); border: 1px solid rgba(255, 255, 255, .12); backdrop-filter: blur(4px);
}
.why-feature-icon {
  grid-row: span 2; width: 46px; height: 46px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  background: rgba(79, 209, 161, .16); color: var(--green-light);
}
.why-feature h4 { color: var(--white); margin: 2px 0 6px; }
.why-feature p { color: rgba(255, 255, 255, .75); font-size: .92rem; margin: 0; }

/* ---------- Carrousel témoignages ---------- */
.testimonial-carousel { position: relative; }
.carousel-viewport { overflow: hidden; margin: 0 -12px; }
.carousel-track { display: flex; transition: transform .6s var(--ease); }
.carousel-slide { flex: 0 0 auto; width: 33.333%; padding: 12px; }
.testimonial-card {
  height: 100%; display: flex; flex-direction: column;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 32px 28px 26px; box-shadow: var(--shadow-sm);
}
.quote-mark { font-family: Georgia, serif; font-size: 4rem; line-height: .8; color: var(--green-light); height: 34px; }
.testimonial-card p { color: var(--grey-dark); font-size: .96rem; flex: 1; margin-bottom: 22px; }
.testimonial-person { border-top: 1px solid var(--line); padding-top: 16px; }
.testimonial-person strong { display: block; font-family: var(--font-head); color: var(--navy); }
.testimonial-person span { font-size: .85rem; color: var(--grey); }
.carousel-controls { display: flex; align-items: center; justify-content: center; gap: 18px; margin-top: 30px; }
.carousel-btn {
  width: 46px; height: 46px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: var(--white); border: 1px solid var(--line); color: var(--navy); cursor: pointer;
  transition: background .2s, color .2s, border-color .2s;
}
.carousel-btn:hover { background: var(--navy); color: var(--white); border-color: var(--navy); }
.carousel-dots { display: flex; gap: 8px; }
.carousel-dot { width: 9px; height: 9px; border-radius: 999px; border: 0; padding: 0; background: var(--line); cursor: pointer; transition: width .3s var(--ease), background .3s; }
.carousel-dot.is-active { width: 28px; background: var(--green); }

/* ---------- FAQ ---------- */
.faq-accordion { display: flex; flex-direction: column; gap: 12px; }
.faq-item { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: box-shadow .25s, border-color .25s; }
.faq-item.is-open { box-shadow: var(--shadow); border-color: transparent; }
.faq-question {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 18px;
  padding: 22px 24px; background: none; border: 0; cursor: pointer; text-align: left;
  font-family: var(--font-head); font-weight: 700; font-size: 1.02rem; color: var(--navy);
}
.faq-question:hover { color: var(--green); }
.faq-icon { position: relative; width: 30px; height: 30px; flex-shrink: 0; border-radius: 50%; background: var(--green-soft); transition: background .25s, transform .3s var(--ease); }
.faq-icon::before, .faq-icon::after { content: ""; position: absolute; top: 50%; left: 50%; width: 12px; height: 2px; margin: -1px 0 0 -6px; background: var(--green); border-radius: 2px; transition: transform .3s var(--ease), background .25s; }
.faq-icon::after { transform: rotate(90deg); }
.faq-item.is-open .faq-icon { background: var(--green); transform: rotate(180deg); }
.faq-item.is-open .faq-icon::before, .faq-item.is-open .faq-icon::after { background: var(--white); }
.faq-item.is-open .faq-icon::after { transform: rotate(0deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .35s var(--ease); }
.faq-answer p { padding: 0 24px 22px; color: var(--grey-dark); margin: 0; }
.no-js .faq-answer { max-height: none; }

/* ---------- Bandeau CTA + pied de page ---------- */
.cta-band { background: linear-gradient(120deg, var(--green-dark) 0%, var(--navy) 100%); color: var(--white); padding: clamp(50px, 7vw, 80px) 0; }
.cta-band-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.cta-title { color: var(--white); font-size: clamp(1.8rem, 3.6vw, 2.7rem); font-weight: 900; margin-bottom: 10px; }
.cta-title span { color: var(--green-light); }
.cta-subtext { color: rgba(255, 255, 255, .8); margin: 0; }
.cta-side { display: flex; gap: 14px; flex-wrap: wrap; }

.site-footer { background: #070F28; color: rgba(255, 255, 255, .7); padding: 70px 0 0; font-size: .93rem; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px; padding-bottom: 50px; }
.footer-brand .logo { margin-bottom: 18px; }
.footer-brand .logo-word-img { height: 30px; }
.footer-brand p { max-width: 340px; }
.social-links { display: flex; gap: 10px; margin-top: 18px; }
.social-links a { width: 38px; height: 38px; border-radius: 50%; display: flex; align-items: center; justify-content: center; background: rgba(255, 255, 255, .08); color: var(--white); transition: background .2s; }
.social-links a:hover { background: var(--green); }
.footer-col h3 { color: var(--white); font-size: .95rem; letter-spacing: .08em; text-transform: uppercase; margin-bottom: 18px; }
.footer-col li { margin-bottom: 10px; }
.footer-col a:hover { color: var(--green-light); }
.footer-contact li { word-break: break-word; }
.footer-bottom {
  display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap;
  padding-top: 24px; padding-bottom: 24px; border-top: 1px solid rgba(255, 255, 255, .1); font-size: .85rem;
}
.footer-bottom p { margin: 0; }
.footer-legal { display: flex; gap: 22px; flex-wrap: wrap; }
.footer-legal a:hover { color: var(--green-light); }
.footer-disclaimer { padding-bottom: 30px; font-size: .78rem; color: rgba(255, 255, 255, .45); }

.whatsapp-float {
  position: fixed; right: 22px; bottom: 22px; z-index: 90;
  width: 58px; height: 58px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: #25D366; color: var(--white); box-shadow: 0 10px 26px rgba(37, 211, 102, .4);
  transition: transform .25s var(--ease);
}
.whatsapp-float:hover { transform: scale(1.08); }

/* ---------- Étapes du processus ---------- */
.process-list { display: flex; flex-direction: column; gap: 16px; }
.process-step {
  display: grid; grid-template-columns: 56px 1fr; gap: 22px; align-items: start;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 26px 28px;
}
.process-step-num {
  width: 56px; height: 56px; border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  background: var(--navy); color: var(--green-light);
  font-family: var(--font-head); font-size: 1.4rem; font-weight: 900;
}
.process-step h3 { margin: 4px 0 6px; }
.process-step p { color: var(--grey-dark); margin: 0; font-size: .96rem; }
.process-note {
  margin-top: 24px; padding: 18px 22px; border-radius: var(--radius);
  background: var(--green-soft); border-left: 4px solid var(--green);
  color: var(--green-dark); font-size: .9rem;
}

/* ---------- Formulaires ---------- */
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 20px; }
.form-group { display: flex; flex-direction: column; margin-bottom: 20px; }
.form-group.full { grid-column: 1 / -1; }
.form-group label {
  font-family: var(--font-head); font-weight: 700; font-size: .78rem; letter-spacing: .06em;
  text-transform: uppercase; color: var(--navy); margin-bottom: 8px;
}
.form-group input:not([type="checkbox"]):not([type="radio"]):not([type="range"]),
.form-group select,
.form-group textarea {
  width: 100%; padding: 14px 16px;
  background: var(--white); border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  font-size: 1rem; color: var(--ink);
  transition: border-color .2s, box-shadow .2s;
  -webkit-appearance: none; appearance: none;
}
.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5 6 6.5l5-5' fill='none' stroke='%230A163A' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 16px center; padding-right: 42px; cursor: pointer;
}
.form-group textarea { min-height: 150px; resize: vertical; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--green); box-shadow: 0 0 0 4px rgba(15, 139, 95, .14);
}
.form-group input[type="checkbox"] { width: 18px; height: 18px; accent-color: var(--green); flex-shrink: 0; }
.field-error { display: none; color: var(--danger); font-size: .82rem; margin-top: 6px; }
.form-group.has-error .field-error { display: block; }
.form-group.has-error input, .form-group.has-error select, .form-group.has-error textarea { border-color: var(--danger); }
.form-hint { font-size: .85rem; color: var(--grey-dark); }
.form-alert { padding: 14px 18px; border-radius: var(--radius-sm); margin-bottom: 20px; font-weight: 600; font-size: .93rem; }
.form-alert.success { background: var(--green-soft); color: var(--green-dark); border: 1px solid rgba(15, 139, 95, .3); }
.form-alert.error { background: var(--danger-soft); color: var(--danger); border: 1px solid rgba(198, 45, 58, .25); }
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; opacity: 0; }

/* Demande de financement */
.credit-app {
  max-width: 860px; margin: 0 auto;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  box-shadow: var(--shadow); padding: clamp(24px, 5vw, 50px);
  scroll-margin-top: calc(var(--header-h) + 20px);
}
.step-progress-wrap { margin-bottom: 30px; }
.step-progress-bar { height: 8px; border-radius: 999px; background: var(--line); overflow: hidden; }
.step-progress-bar span { display: block; height: 100%; width: 50%; border-radius: 999px; background: linear-gradient(90deg, var(--green-bright), var(--green)); transition: width .5s var(--ease); }
.step-label { margin: 10px 0 0; font-family: var(--font-head); font-weight: 700; font-size: .8rem; letter-spacing: .08em; text-transform: uppercase; color: var(--green); }
.form-step { display: none; }
.form-step.is-active { display: block; animation: stepIn .45s var(--ease); }
.no-js .form-step { display: block; }
@keyframes stepIn { from { opacity: 0; transform: translateX(16px); } to { opacity: 1; transform: none; } }
.form-step > h2 { font-size: clamp(1.4rem, 2.6vw, 1.8rem); margin-bottom: 8px; }
.form-step-intro { color: var(--grey-dark); margin-bottom: 28px; }
.amount-display { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; margin-bottom: 10px; }
.amount-display strong { font-family: var(--font-head); font-size: clamp(2rem, 4vw, 2.8rem); font-weight: 900; color: var(--navy); line-height: 1.1; }
.amount-display span { color: var(--grey); font-size: .9rem; }
.amount-minmax { display: flex; justify-content: space-between; font-size: .8rem; color: var(--grey); margin-bottom: 22px; }
.amount-manual-group { max-width: 340px; }

.purpose-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin-bottom: 24px; }
.purpose-option { position: relative; }
.purpose-option input { position: absolute; opacity: 0; pointer-events: none; }
.purpose-option label {
  display: flex; align-items: center; justify-content: center; text-align: center;
  min-height: 56px; padding: 12px 14px; border-radius: var(--radius-sm);
  border: 1.5px solid var(--line); background: var(--white);
  font-family: var(--font-head); font-weight: 700; font-size: .92rem; color: var(--navy);
  cursor: pointer; transition: border-color .2s, background .2s, color .2s;
}
.purpose-option label:hover { border-color: var(--green); }
.purpose-option input:checked + label { border-color: var(--green); background: var(--green-soft); color: var(--green-dark); box-shadow: inset 0 0 0 1px var(--green); }
.purpose-option input:focus-visible + label { outline: 3px solid var(--green-light); outline-offset: 2px; }

.form-nav { display: flex; justify-content: space-between; align-items: center; gap: 14px; margin-top: 28px; flex-wrap: wrap; }
.summary-box { background: var(--bg-soft); border-radius: var(--radius); padding: 10px 22px; margin: 8px 0 18px; }
.summary-box:empty { display: none; }
.summary-row { display: flex; justify-content: space-between; gap: 18px; padding: 11px 0; border-bottom: 1px solid var(--line); font-size: .92rem; }
.summary-row:last-child { border-bottom: 0; }
.summary-row span:first-child { color: var(--grey-dark); }
.summary-row span:last-child { font-weight: 700; color: var(--navy); text-align: right; }
.consent-note { font-size: .85rem; color: var(--grey-dark); background: var(--bg-soft); padding: 14px 18px; border-radius: var(--radius-sm); }
.form-success-state { text-align: center; padding: 30px 0; }
.success-icon { width: 72px; height: 72px; margin: 0 auto 22px; border-radius: 50%; display: flex; align-items: center; justify-content: center; background: var(--green-soft); color: var(--green); }

/* ---------- Contact ---------- */
.contact-layout { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); gap: clamp(32px, 5vw, 64px); align-items: start; }
.contact-photo { position: relative; height: 300px; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow); margin-bottom: 20px; }
.contact-photo img { width: 100%; height: 100%; object-fit: cover; }
.contact-info-card { background: var(--navy); color: var(--white); border-radius: var(--radius-lg); padding: 28px; }
.contact-info-card li { display: flex; gap: 14px; align-items: flex-start; padding: 12px 0; border-bottom: 1px solid rgba(255, 255, 255, .1); word-break: break-word; }
.contact-info-card li:last-child { border-bottom: 0; }
.contact-info-card svg { color: var(--green-light); margin-top: 4px; }
.contact-info-card a:hover { color: var(--green-light); }

/* ---------- Équipe ---------- */
.team-section { background: var(--bg-soft); }
.team-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; max-width: 1120px; margin: 0 auto; }
.team-profile { display: flex; flex-direction: column; height: 100%; background: var(--white); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow); }
.team-profile-photo { position: relative; height: 360px; overflow: hidden; background: var(--line); }
.team-profile-photo img, .team-photo { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.team-profile-content { padding: 32px 30px 36px; flex: 1; }
.team-profile-content .eyebrow { margin-bottom: 8px; }
.team-profile-content h3 { font-size: clamp(1.45rem, 2.3vw, 2rem); margin-bottom: 8px; }
.team-role { font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.team-department { color: var(--grey); font-size: .9rem; }
.team-divider { width: 48px; height: 3px; border-radius: 3px; background: var(--green); margin: 18px 0; }
.team-secondary-role { font-size: .92rem; color: var(--grey-dark); }
.team-secondary-role strong { color: var(--navy); }
.team-bio { color: var(--grey-dark); font-size: .95rem; }

/* ---------- 404 ---------- */
.error-page {
  position: relative; overflow: hidden; background: var(--navy); color: var(--white); text-align: center;
  min-height: 80vh; display: flex; align-items: center; padding: 100px 0;
}
.error-page .why-us-bg img { opacity: 1; }
.error-code { font-family: var(--font-head); font-size: clamp(6rem, 18vw, 11rem); font-weight: 900; line-height: 1; color: var(--green-light); }
.error-page h1 { color: var(--white); font-size: clamp(1.8rem, 4vw, 2.6rem); }
.error-page p:not(.eyebrow) { color: rgba(255, 255, 255, .8); max-width: 560px; margin: 0 auto 30px; }

/* ---------- Apparition au défilement ---------- */
.reveal-target { opacity: 0; transform: translateY(26px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
.reveal-target.in-view { opacity: 1; transform: none; }
.no-js .reveal-target { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
  .hero-slide:first-child { opacity: 1; }
  .reveal-target { opacity: 1; transform: none; }
}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1100px) {
  .main-nav ul a { padding: 8px 10px; font-size: .88rem; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 980px) {
  :root { --header-h: 68px; }
  .logo-word-img { height: 30px; }
  .hamburger { display: block; z-index: 102; }
  .header-cta-desktop { display: none; }

  .main-nav {
    position: fixed; top: 0; right: 0; bottom: 0; z-index: 101;
    width: min(360px, 86vw); padding: calc(var(--header-h) + 20px) 26px 30px;
    flex-direction: column; align-items: stretch; gap: 24px;
    background: var(--white); box-shadow: var(--shadow-lg);
    transform: translateX(100%); transition: transform .4s var(--ease); overflow-y: auto;
  }
  .main-nav.is-open { transform: none; }
  .main-nav ul { flex-direction: column; align-items: stretch; gap: 2px; }
  .main-nav ul a,
  .site-header.is-transparent:not(.is-scrolled):not(.nav-open) .main-nav ul a { color: var(--navy); padding: 14px 16px; font-size: 1.05rem; border-radius: var(--radius-sm); }
  .nav-cta { display: inline-flex; }
  .nav-backdrop { display: block; position: fixed; inset: 0; z-index: 99; background: rgba(10, 22, 58, .5); opacity: 0; pointer-events: none; transition: opacity .3s; }
  .nav-backdrop.is-visible { opacity: 1; pointer-events: auto; }

  .hero-slideshow { min-height: auto; }
  .hero-slideshow-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-sim-card { max-width: 520px; }

  .split-block, .why-us-inner, .contact-layout { grid-template-columns: 1fr; }
  .split-block.reverse > .media { order: 0; }
  .purpose-preview-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 700px) {
  .container { padding: 0 18px; }
  .advantages-grid, .purpose-preview-grid, .form-grid, .team-grid { grid-template-columns: 1fr; }
  .team-profile-photo { height: 400px; }
  .purpose-grid { grid-template-columns: 1fr 1fr; }
  .partner-logo { width: calc(50% - 9px); height: 80px; padding: 14px; }
  .process-step { grid-template-columns: 44px 1fr; gap: 16px; padding: 20px; }
  .process-step-num { width: 44px; height: 44px; font-size: 1.15rem; border-radius: 12px; }
  .why-feature { grid-template-columns: 1fr; }
  .why-feature-icon { grid-row: auto; margin-bottom: 12px; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .cta-side, .cta-side .btn, .hero-actions-v2 .btn { width: 100%; }
  .form-nav .btn { flex: 1 1 auto; }
  .summary-row { flex-direction: column; gap: 2px; }
  .summary-row span:last-child { text-align: left; }
  .faq-question { padding: 18px; font-size: .96rem; }
  .faq-answer p { padding: 0 18px 18px; }
  .btn { white-space: normal; }
}

/* Mention des frais administratifs (formulaire de demande) */
.fee-notice { display: flex; flex-direction: column; gap: 4px; margin: 18px 0 4px; padding: 14px 18px; border-left: 4px solid var(--navy); background: var(--bg-soft); border-radius: var(--radius-sm); font-size: .88rem; color: var(--grey-dark); }
.fee-notice strong { color: var(--navy); font-size: .95rem; }